Insurance Basics

Explore the importance of Workmen Compensation Insurance in modern business, covering its benefits, legal aspects, and impact on workplace safety.

Explore how premiums are calculated for Workers' Compensation Insurance, including factors like payroll, job classification, and EMR.

Dive into the role of GIPSA in the insurance sector. Explore how it shapes policies, improves services, and fosters collaboration among public sector insurers in India.

Understand the differences between Workers' Compensation and Employee State Insurance (ESI), including coverage, benefits, and legal aspects for employee protection.

This blog covers what is domiciliary hospitalisation and how it works along with the benefits.

In this blog, we will be discussing about what is mediclaim policy, features and benefits of mediclaim policy including what's covered and not covered in a mediclaim policy.

In this blog, we will talk about the fire insurance claim process, documents required for filing fire insurance claim & how to choose the best fire insurance policy in india.

In this blog, we'll dive into what pre-hospitalization and post-hospitalization expenses mean, the claim process, the benefits they offer, and the necessary documentation.

Know what is Mediclaim Policy, Health Insurance and the difference between Mediclaim & Health insurance in 2024

In this blog, we will explore the benefits of renewing your health insurance policy before it expires, and also guide you through the renewal process, both online and offline.

Explore the full forms of IPD and OPD in healthcare, their meanings, and key differences. Understand IPD and OPD processes, treatments, and roles in hospitals.

Read about cashless health insurance, benefits of cashless health insurance and the importance of cashless health insurance for financial protection.

It's important to educate your employees on the health insurance benefits that you offer. Read this guide to learn how you can do it the right way.

We explain what OPD in health insurance is, how it works, and why it is important to have it in your health insurance policy in this blog.

Don't miss out on the valuable benefit of No Claim Bonus in your health insurance policy. Learn how it works and what to consider.

Restoration benefit is an important feature of health insurance that provides additional coverage when the sum insured is exhausted. Read.

Learn about the benefits of employee advocacy. Discover the objectives, importance, and examples of employee advocacy.

What is TPA in health insurance? A comprehensive guide to understanding TPA in India, why it matters, and TPAs manage health insurance claims.

Confused if dental treatment is covered under your health insurance policy? Read on to find out more about the coverage and limitations.

Are you confused about whether health insurance is worth the investment? This article explains the benefits of health insurance in India.

This article explains what sum assured is in insurance, how it is calculated, and why it is important for policyholders.

Learn about how health insurance works in India, including types of plans, nuances in coverage, costs, and claims.

Want to secure your family’s health? Get all the information about family floater health insurance plans in India with Plum Insurance.

Learn whether or not health insurance covers pregnancy-related expenses, and what types of plans offer this coverage in India.

Confused about how much health insurance you need? We help you decide on this blog, with recommendations based on your needs and budget.

Learn how to port your health insurance policy with Plum's comprehensive guide. Retain your benefits and coverage despite switching insurers.

Wondering if health insurance is tax deductible in India? Here's what you need to know about health insurance tax deductions.

Health insurance premiums tend to increase every year due to various factors. Here's what you need to know and how to manage them.

Understand what sum insured means and how it affects your health insurance coverage. Read this guide for more information.

In this guide, we'll cover all you need to know about coinsurance in health insurance, including how to choose the right coinsurance rate.

This guide covers everything you need to know about health insurance in India, from filing a claim to receiving reimbursement.

The restoration benefit in health insurance can make a big difference to the overall cost of your health insurance. Find out all about restoration benefit.

Are you eligible to be a nominee in insurance? Learn the eligibility requirements for being a nominee in insurance.

Are you a startup looking for the right health insurance to protect your employees? Find the best policy for your startup and small business here.

Are you considering porting your health insurance? Read on to discover everything related to health insurance portability.

Are gift cards a taxable employee benefit? Learn everything an employer or an employee needs to know about gift cards here.

Hospitalizations can be difficult to cope with. It is not only the patient who suffers; he, his family, and his friends also go through a challenging time. In such difficult times, health insurance policies work as a financial support system for many.

Go through our blog on Third-Party Administrator in Health Insurance and learn more about the role of TPA in health insurance & more. Read now.

In this blog, you will find everything related to the claim settlement ratio & incurred claims ratio in health insurance. Read and get knowledge on CSR Vs ICR.

Find out everything on corporate health insurance while changing jobs. Learn about steps to take before moving on from your current employer & more.

Have you ever wondered what corporate reimbursement coverage is? This blog will teach you about corporate reimbursement insurance's benefits and why it's a must-have for any business.

Are you looking for the correct documentation required in group health insurance? Here, you will find all the relevant information that you need to know about the documents required to file a claim.

Employees in India often have doubts about using their GMC. Here are 6 reasons why employees might be hesitant to avail the benefits and why you should convince them to use it.

Feeling the bulk of your medical reports? Here is how you can store your reports with a Digital Health ID Card and easily access them.

An entry-level job is the starting point of your career. Do you see the need to do more? Here is a to-do list to help you climb the ladder.

Generation Z, also known as ‘professional world improvers’, are mobilizing energy at Plum Insurance. Here is a sneak peek of this modern workforce.

Cashless or reimbursement claims, which is more suitable for your health insurance? Learn about the points of distinction between the two.

You need to get a higher insurance cover to counter the inflation in medical costs. Here is how you can increase your health insurance cover.

Selecting health insurance is challenging but staying insured is vital. Should you opt for long-term health insurance? Read on to know more.

Buying health insurance online is both cost-effective & hassle-free. Dive in to read about the benefits of buying online health insurance.

Copay in health insurance can benefit you with lowered premiums. Read to know more about the Copay clause and the corresponding benefits.

Deductibles in health insurance refer to the portion of the medical expenses that the insurance holder pays before claiming.

Critical illness cover is a unique insurance plan that provides a one-time payment to the policyholder for a life-threatening disease.

Exclusions in health insurance are conditions that are not included in your policy cover. Here is a common list of exclusions in a health plan.

Health insurance add-ons are a type of rider option that offers extra protection and enhances your existing medical cover. Know more here.

Pre-existing diseases and conditions are covered by your health insurance plan after a specific waiting period. Read more about it here.

Buying health insurance is a complicated process. Read our blog to learn about health insurance myths to avoid before making a decision.

Here are some dental myths that you should be aware of. A few of them might also surprise you so make sure to go through all of them!

Here’s all you need to know about offering employee health benefits and what health benefits you should provide to your employees.

Employee benefit expenses refer to expenses incurred by the company to benefit its employees. Read our blog and learn more about its types and importance.

Understanding insurance can be quite complicated. Read our guide to learn what is adverse selection in insurance before you choose!

Are you looking for information about statutory benefits in India? This blog is about the different types of benefits available to employees.

Check out this blog to know about what moral hazard in insurance is, how it works, how it affects health insurance and more. Read now!

Explore what no capping in health insurance means, including room rent coverage, proportionate deductions, and the impact of room rent capping on your policy.

A cash deposit (CD) balance in health insurance refers to the cash balance maintained by an employer to cover the health risk of newly added employees.

Check out what Network & Non-network Hospitals mean and the key Differences Between Network Hospitals & Non-network Hospitals on Plum.

Learn about the top 10 insurtech companies in India for 2024. These companies are leading the way in innovative technology.